If you are a veteran please read

Home mortgage interest rates are very low and we have a VA loan program that may 
benefit you: 
 
IRRRL or Interest Rate Reduction Refinance Loan 
 
No appraisal or credit underwriting package 
No out of pocket money 
No cash out 
 
This loan is designed to be hassle-free for existing VA owners who want to lower 
their current interest rate.  Please call me to see if you would benefit from 
this great program. 
 
Thank you for your service. 
 
 
Mary E Martin   
602-206-9081 cell   480-302-7959  fax 
mmartin@swdmtg.com 
AZ   LO-0913982   NMLS #208448 
Southwest Direct Mortgage, LLC  
A+ BBB rating 
"Mortgages Made Simple" 
Conventional, FHA, VA and Reverse Mortgage Lender 
www.southwestdirectmortgage.com